Chris's Note: I asked Clara Stahl, RiskGenius Marketing Analyst, to write about how she views insurance. While there are many articles claiming to understand millennials and insurance, I thought it would be helpful to hear directly from a millennial. Her message is simple: the traditional manner of selling insurance won't work anymore. Make sure you read to the end, where Clara provides tips for all insurance agents selling to millennials.
As a person in my twenties, I do not have many insurance needs. I have my health insurance plan, my renters insurance, and soon I will be needing an auto-insurance policy. Despite my current needs, I cannot tell you the countless times I have gotten unsolicited phone calls and emails from agents and insurance companies (my current providers and others) about things that I am not yet ready to buy.